Save up to 80% on medical bills

Medical bills crushing you? We'll fight back.

Stawry negotiates your medical bills so you don't have to. Join thousands of members who have saved millions on their healthcare costs.

Expert negotiators handle everything
Only pay if we save you money
Average savings of $2,400 per bill
Upload your bill
$47M+
Saved for members
134K+
Bills negotiated
4.9★
Member rating

Trusted by 50,000+ overcharged Americans

Jamie L.

$ 3,200
saved

Leo E.

$ 13,457
saved

Austi K.

$ 200
saved

Bishop M.

$ 35,110
saved

See how we've helped our members

I had a $12,500 hospital bill that I couldn't afford. STAWRY negotiated it down to $4,300. I can't believe how much they saved me!

Ruth Mitchell

Denver, CO
Saved
$8,200

I opened my mail to find a $12,000 ER bill that I absolutely couldn't pay. I felt hopeless. I uploaded a photo of the bill, and within 2 weeks, they negotiated it down to $4,500.

Johnathan Watson

Austin, TX
Saved
$7,500

I assumed my bill was correct, but Stawry's team found duplicate charges I never would have noticed. They didn't just negotiate; they corrected errors that shouldn't have been there in the first place.

Sarah Duley

Venice, CA
Saved
$18,120

A letter from our founder

Stawry didn't start as a business. It started because I was terrified.

A few years ago, I was in a severe car accident. I was lucky to be alive, but when the mail came, I wished I wasn't.

The total? $87,249.50 in medical bills.

‍I didn't have that kind of money. Would I need to file for bankruptcy? I was still recovering from the surgery. I felt small, helpless, and completely crushed by a system I didn't understand. But then, I got angry. I started reading. I spent sleepless nights decoding billing codes, studying hospital policies, and learning the language of insurance companies. I fought tooth and nail for every single dollar.

The result? I reduced my bill by 91%.

When I saw the final number, I didn't celebrate. I thought about the millions of other Americans feeling that same terror I felt.

I realized I couldn't just walk away -> I had to share what I learned.

I founded Stawry so you never have to fight alone.

Flavia
Founder, Stawry

Flavia Bojescu
Founder

How it works

Getting started with STAWRY is simple. We handle all the hard work for you.

1

Upload your bill

Snap a photo or upload a PDF of your medical bill. It takes less than 2 minutes to get started.

2

We analyze

Our experts review your bill for errors, overcharges, and negotiation opportunities.

3

We negotiate

Our team contacts the provider and negotiates on your behalf to get the best possible reduction.

4

You save

Once we secure savings, you pay the reduced amount and a small percentage of what we saved you.

Frequently asked questions

What if you can’t save me any money?

Then you don’t pay. It is as simple as that. If we can’t reduce your bill by at least $250, we will refund your membership fee in full. It’s 100% risk-free. Either you save money, or our service is free.

Will this hurt my credit score?

No. We negotiate directly with hospitals and providers to correct errors and lower costs based on fair pricing data. We do not use "debt settlement" tactics that negatively impact your credit history.

My bill is already in collections. Can you still help?

No, sadly we can't. Here is why -> We are medical billing experts, not a debt settlement agency. Our team specializes in auditing your bill for clinical and coding errors before it hurts your credit score. Important: If your bill is new, please submit it immediately. Once a bill is sold to a collection agency, it becomes a legal debt and we can no longer access the hospital records to fix the errors. Do not wait until it's too late.

Is my medical information safe?

100%. We are fully HIPAA compliant and use bank-level 256-bit encryption to protect your data. Your medical history is private and is never shared with anyone other than your provider for negotiation purposes.

Simple, Transparent Pricing

Choose the plan that works best for you. All plans include our money-back guarantee.

Pay per bill
Perfect for one-time-bills
$59
per bill negotiated
Expert negotiation for one bill
Dedicated support team
Average 2-4 week turnaround
No hidden fees
Get Started

Best Value

Annual membership
Save on multiple bills
$179
per year
Up to 6 bills negotiated per year
Priority support team
Faster processing times
Money-back guarantee
if we don't save you at least $179
Get Started
Our guarantee
If we can't negotiate savings, we'll refund your entire payment. No questions asked.