Stawry
Trusted by 134,000+ Americans

Expert medical bill negotiation.

We fight to reduce your medical bills so you don't have to. Average savings of 60–80%. If we can't save you money, you pay nothing.

100% money-back guaranteeHIPAA compliant

Emergency Room Visit

Austin, TX

Original bill

$4,300

Stawry negotiated

After Stawry

$1,100

You save $3,200
74% off

Avg. savings

60–80%

Negotiation complete
$147M+Medical bills negotiated
134K+Bills reduced
4.6Average rating

As Seen In

As seen in major news outlets
Medical bills and invoices

Average American

$2,361 in medical debt

Why Stawry?

Stop fighting the system alone

Navigating medical billing is complex, stressful, and deliberately confusing. Providers and insurers count on you giving up.

  • Providers inflate bills by 200-400% above fair market rates
  • Average hold time to dispute a bill: 45+ minutes
  • 62% of bankruptcies in the US are linked to medical debt

Stawry's expert negotiators know the system inside-out and fight to reduce your bills. All you do is upload — we handle the rest.

Free Bill Analysis

See how much you could save

Enter your bill details for an instant AI-powered savings estimate.

$

0/300

Free instant analysis · No account required

By the numbers

Results that speak for themselves

$147M+

Total bills negotiated

134K+

Bills successfully reduced

60–80%

Average savings rate

4.6★

Trustpilot rating

How it works

Three steps to a smaller bill

No phone calls. No paperwork. No stress.

1

Upload your bill

Take a photo or upload a PDF. It takes just 30 seconds.

2

We negotiate

Our experts contact your provider and fight to reduce your bill.

3

You save

Average savings of 60–80%. If we can’t save you money, you pay nothing.

Compare

DIY vs. Stawry

DIY
Stawry
Expert negotiators
Knowledge of billing codes & fair pricing
Direct provider communication
You do it
We do it
Average savings rate
10-20%
60-80%
Time investment
10+ hours
5 minutesSave 10+ hours
Money-back guarantee
Stress level
High
Zero
Featured story
The ER bill was terrifying. Stawry's team knew exactly what to do. They saved us over $8,000.
Maria L. from Phoenix, AZ

Maria L.

Phoenix, AZ

Original bill

$12,500

After Stawry

$4,100

Total saved

$8,400

Real results

See what our members are saving

Join thousands who've slashed their medical bills with Stawry.

Sarah M. from Austin, TX

Sarah M.

Austin, TX

I was drowning in medical bills after my surgery. Stawry got my bill reduced by 75%. I couldn’t believe it.

Original

$8,400

After Stawry

$2,100

Saved

$6,300

James K. from Denver, CO

James K.

Denver, CO

I tried negotiating myself for weeks with no luck. Stawry handled it in days. Worth every penny of the $59.

Original

$3,200

After Stawry

$890

Saved

$2,310

Maria L. from Phoenix, AZ

Maria L.

Phoenix, AZ

The ER bill was terrifying. Stawry’s team knew exactly what to do. They saved us over $8,000.

Original

$12,500

After Stawry

$4,100

Saved

$8,400

A letter from our founder.

Stawry didn't start as a business. It started because I was terrified.

A few years ago, I was in a severe car accident. I was lucky to be alive, but when the mail came, I wished I wasn't.

The total? $87,249.50 in medical bills.

I didn't have that kind of money. Would I need to file for bankruptcy? I was still recovering from the surgery. I felt small, helpless, and completely crushed by a system I didn't understand.

But then, I got angry. I started reading. I spent sleepless nights decoding billing codes, studying provider billing policies, and learning the language of insurance companies. I fought tooth and nail for every single dollar.

The result? I reduced my bill by 91%.

When I saw the final number, I didn't celebrate. I thought about the millions of other Americans feeling that same terror I felt.

I realized I couldn't just walk away → I had to share what I learned.

I founded Stawry so you never have to fight alone.

Flavia Bojescu, Founder of Stawry

Flavia Bojescu

Founder, Stawry

Pricing

Simple, risk-free pricing

If we can't reduce your bill, you get a full refund.

Pay Per Bill

$59

one-time flat fee

No matter how much you save

Best Value

Annual Membership

$179/year

up to 6 bills per year

Perfect for families & ongoing care

All prices in USD. If we can't save you money, you pay nothing.

FAQ

Still on the fence? Here's what you should know.

Not ready yet? Get our free guide.

Learn the 5 things your provider won't tell you about your medical bill — and how to use them to save thousands.

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100% GUARANTEED

Our 100% Money-Back Guarantee

If our negotiators can't reduce your medical bill, you'll receive a complete refund. No fine print. No exceptions. We only win when you save money.

Your bill won't negotiate itself.

Join 134,000+ Americans who've used Stawry to reduce their medical bills. Upload your bill in 30 seconds and start saving.

No risk. 100% money-back guarantee.

stawry.com

Expert medical bill negotiation

  • No savings, no fee
  • Flat fee — never a percentage
  • Works with any provider